In cases of emergency water leakage due to no-fault negligence repairs, the water can cause damage to properties and the integrity of the building structure. Any damage that happens as a result of an emergency water leakage can be compensated for.

Each type of water leakage is related to the treatment of the piping, sewage system, and brickwork, which can cause the water to spill if any of them are subpar following the accident. The housing council must oversee any pending repairs and ensure all habitable conditions are met over time.

By providing the required evidence, you can prove that you weren’t at fault for the claim. Our team is ready to help you get the best out of the circumstances and represent your claim compensation with sufficient evidence, proving your no-fault stance.

Leakage Damage Categories:

Category A – Clean Water:

The water from pipe bursts that are clean or safe to use and do not pose a severe risk to the tenant’s well-being is under this category of leakages. Any problems relating to sinks, supply lines, broken pipes, or rainwater can match the conditions defined by Category-A of Water Leakage, with most ranging from mild overflowing to somewhat serious contamination of personal belongings.

Category B – Gray Water:
The water from equipment discharge, such as dishwashers, washing machines or toilets, is classified into this category of leakages. The problems caused by the grey water can usually pose mild to severe disease and poisoning risks.

It can also foster microbial growth for toxins such as bacteria and fungi, resulting in illness along with the possible chances of mould infections. Any exposure to such water is usually harmful and can result in moderate compensation amounts from the insurance and no-fault claims.

Category C – Black Water:
Water from black sewage or waste disposals such as grease, oil, or petroleum is classified as black water. It’s the most severe type of leakage that can occur and damage your health even in the proximity of it.

This type of water is highly contaminated and can contain risk hazards as well as a high infestation of toxins, which can cause a tremendous amount of damage to your body, amounting to death in some scenarios.

Anybody in standing water exposed to various chemicals or toxic substances will result in this leakage category.

Damages that are covered by a claim are:
–Burst Piping: If a pipe burst was detected due to the frozen water’s increasing density,. Insurance does not cover the lack of maintenance or negligence from the housing association.

– Leakage from accidents: Faults or accidents relating to plumbing or appliance leaks are covered by insurance.

–Water damage from fire: In an unfortunate case of a fire, the insurance can cover the damage caused by the sprinkling water or fire extinguisher.

–Water damage from rain and storms: The insurance covers any form of bodily or heavy thunderstorm and downpour damage.

–Water damage from a roof leak: In case of water damage caused by the roof leakage following damage to your roof. Any innate object that struck the roof’s foundation will also be covered for compensation.

–Ice jamming in the gutter: Built-up pressure from the rising ice in the sewage can result in water leakages in either Category B or C.

The claim can compensate if there is a lack of maintenance and negligence from the housing association.